Homeowners Insurance in Wishek and Linton, ND

Protecting Homeowners in Wishek and throughout Southern North Dakota against Risk

From fires and theft to injuries and damages to systems inside homes, the risks that you face as a homeowner are many.  These and other risks can be costly to you if you’re unprotected, and this is one reason why having protection is important.  Insurance provides necessary protection, and at Dakota Insurance Agency, LLC we have a complete auto insurance program, which we customize for individual clients.

We’ve insured homeowners in Wishek and in communities throughout Southern North Dakota for almost 70 years, and also we know the needs of homeowners that are in communities that we serve.  We work with A-rated carriers, and we offer a wide variety of insurance coverages.  Whether you own a one-bedroom house of which you’re the only occupant, or you own a six-bedroom house of which there are eight occupants, we’ll help you. 

Homeowners Insurance Coverage Details for Homeowners in North Dakota

Homeowners insurance covers damages to properties and liability or legal responsibility for injuries and/or property damages that policyholders cause.  It covers damages that are caused by most disasters, but homeowners insurance does not cover damages that are caused by floods or earthquakes. 

Homeowners insurance provides coverage for structures of homes and for personal belongings.  It also protects against costs that are associated with liabilities.  There are many standard coverages, which include property, liability, and additional living expenses, that are important for homeowners to have, and also there are many coverages, which include guaranteed replacement cost, inflation guard endorsement, and scheduled property, that are important for homeowners to have.  We offer the aforementioned coverages, and we offer other coverages, which we’ll help you select.  Also, we’ll ensure that any policy or plan that you purchase is fitting.

The coverages from which you can choose include but are not limited to:

• Property Insurance
• Homeowners Liability
• Renters Insurance
• Condo Insurance
• Mobile Home Insurance
• Scheduled Property Insurance
• Landlords Insurance
• In-Home Business Insurance

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, contact an agent.

Experienced, thorough Agents keeping you and your Home secure

We know how important it is that homeowners be secure, and have insurance agents that help homeowners through claims processes.  For this reason and others, we thoroughly assess the needs of homeowners, and we assist homeowners through claims processes. 

In order to ensure that coverages are always current, and that the rates that people whom we serve pay are always competitive, we regularly and closely review policies and plans that we write.  If and when possible, we include the people whom we serve in policy and/or plan review processes.  As a result, people whom we serve can fully understand their purchases, and be cognizant of needs for changes to coverages. 

Contact us or call us today.  To start on a policy, request a quote.

Additional Homeowners Insurance Information:

• North Dakota Homeowners Insurance Information and Resources (The North Dakota Insurance Department)
• Homeowners Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
• Homeowners Insurance Details and Resources (The Insurance Information Institute (III))

At Dakota Insurance Agency, LLC we’re proud to provide homeowners insurance in Wishek, Linton, Ashley, Napoleon, Bismarck, and Fargo, ND.  We also serve other areas in the state.